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No code needed — Croma applies the offer when the store's conditions below are met.
Source: checked 17 Oct 2026
IDFC Bank credit-card EMI transactions only; discount by transaction slab - 25,000 rupees: 2,000; 50,000: 2,500; 75,000: 3,500; 1,00,000: 6,000; 2,00,000: 10,000; 3,00,000: 15,000; mobile discount capped at 750 rupees; Apple and Google Pixel excluded; one transaction per card; co-branded, business and corporate cards excluded; cannot be combined with other offers; GST-invoiced purchases excluded; the offer must be selected on the payment page. Validity 15-20 October 2026.
IDFC Bank credit-card EMI purchases on croma.com during 15-20 October 2026 earn a flat discount that scales with the transaction - 2,000 rupees on a 25,000-rupee purchase, up to 15,000 rupees on a 3-lakh purchase - with mobiles capped at 750 rupees and Apple and Google Pixel products excluded.

Croma is Tata's consumer electronics and appliances chain - an omni-channel retailer with a large online store and hundreds of physical outlets. The catalogue spans mobiles, laptops, televisions, cameras, audio, large and small appliances, personal-care gadgets, gaming and accessories, with services like installation, extended warranty and exchange attached to purchases. Online, Croma runs frequent bank-partner promotions - recent ones offered 7.5% instant discount on HDFC and YES Bank credit-card EMI transactions and slab-based EMI discounts with IDFC Bank - plus no-cost EMI and a Privilege programme for members. Store location, delivery tracking and service requests are all managed from the site.
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Croma: 2,000-15,000 rupee instant discount with IDFC Bank credit-card EMI
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